Logo
Blogs and Insights

Stay Ahead with the Latest Property Investment Insights

Welcome to The Property Accountant blog, your source for insights on simplifying property accounting and financial management. Explore expert articles and resources to help streamline your property investment processes and maximize returns.

Bought an investment property before 12 May 2026?
Capital Gains & Taxation
5 Oct 2026

Bought an investment property before 12 May 2026?

Bought an investment property before 12 May 2026? Learn why a 1 July 2027 valuation matters, how the two CGT methods work, and how TPA helps compare them.

Turned Your Investment Property Into Your Home? You could pay thousands more in tax when you sell - unless you keep the right records.
Capital Gains & Taxation
7 Sep 2026

Turned Your Investment Property Into Your Home? You could pay thousands more in tax when you sell - unless you keep the right records.

Moved into a rental you now call home? Learn how CGT, cost-base records and the 1 July 2027 transition can affect Australian property owners.

Budget 2026-27 Negative Gearing Quarantine: What Happens to Losses on Existing Homes Bought After 12 May 2026
Property Accounting
27 Jul 2026

Budget 2026-27 Negative Gearing Quarantine: What Happens to Losses on Existing Homes Bought After 12 May 2026

From 1 July 2027, rental losses on existing homes bought after the Budget are quarantined, not deductible. Here's how the carry-forward rules actually work.

Budget 2026-27 Negative Gearing: New Builds Keep Full Deductibility - Here's the Fine Print
Property Accounting
25 Jul 2026

Budget 2026-27 Negative Gearing: New Builds Keep Full Deductibility - Here's the Fine Print

New builds bought after 12 May 2026 keep full negative gearing. Here's exactly what counts as a new build, and what doesn't.

Budget 2026-27 Negative Gearing: What Happens If You Owned Before 12 May 2026?
Property Accounting
24 Jul 2026

Budget 2026-27 Negative Gearing: What Happens If You Owned Before 12 May 2026?

Grandfathered properties keep full negative gearing - but refinancing has its own rules. Here's what changes and what doesn't.

Budget 2026-27 CGT: No Discount for Existing Homes Bought After 12 May 2026 - Here's What Changes
Capital Gains & Taxation
23 Jul 2026

Budget 2026-27 CGT: No Discount for Existing Homes Bought After 12 May 2026 - Here's What Changes

Buy an existing home after 12 May 2026 and the 50% CGT discount is gone. Here's how indexation works instead, cost by cost.

Budget 2026-27 CGT: The New Build Tax Choice - 50% Discount or Indexation?
Capital Gains & Taxation
22 Jul 2026

Budget 2026-27 CGT: The New Build Tax Choice - 50% Discount or Indexation?

Buy a new build after 12 May 2026 and you get a choice most other investors lose - the 50% discount, or indexation. Here's how to work out which one wins.

Budget 2026-27 CGT Changes: What Happens If You Bought Your Investment Property Before 12 May 2026?
Capital Gains & Taxation
21 Jul 2026

Budget 2026-27 CGT Changes: What Happens If You Bought Your Investment Property Before 12 May 2026?

The 2026-27 Budget changes CGT for properties bought before 12 May 2026. Here's how the 30 June 2027 cutover works, with a full worked example.

SMSF Borrowing Rules in Australia 2026: What the End of SMSF Property Borrowing Means for Residential Property Investors
Property Accounting
23 Jun 2026

SMSF Borrowing Rules in Australia 2026: What the End of SMSF Property Borrowing Means for Residential Property Investors

The SMSF borrowing ban on residential property explained: what changed on 23 June 2026, whether existing LRBAs are protected and what investors should do now.

Capital Gains Tax in Australia 2026: What the New Rules Mean for Property Investors
Capital Gains & Taxation
15 Jun 2026

Capital Gains Tax in Australia 2026: What the New Rules Mean for Property Investors

From 1 July 2027 the 50% CGT discount is replaced with cost base indexation and a 30% minimum tax. See the split-date calculation and record-keeping risks.

Negative Gearing in Australia 2026: What the New Budget Rules Mean for Property Investors
Property Accounting
10 Jun 2026

Negative Gearing in Australia 2026: What the New Budget Rules Mean for Property Investors

The 2026 Federal Budget changed negative gearing from 1 July 2027. Learn what the 3 property buckets mean for you, the risks of poor records, and what to do now.

How the New CGT Rules Impact Australian Property Investors Who Bought Before the Budget
Capital Gains & Taxation
25 May 2026

How the New CGT Rules Impact Australian Property Investors Who Bought Before the Budget

Owned property before the 2026-27 Budget? See how a missing 1 July 2027 valuation can erase your indexation buffer and cost you $58,280 in extra CGT.

The Quick Guide to Australia's New Property CGT Rules
Capital Gains & Taxation
25 May 2026

The Quick Guide to Australia's New Property CGT Rules

Australia's property CGT rules split into two eras at 30 June 2027. See how the new indexation method works and why a certified valuation matters.

Best Accounting Software for Investment Properties Australia (2026 Guide)
Accounting Solutions
27 Apr 2026

Best Accounting Software for Investment Properties Australia (2026 Guide)

Compare the best rental property and landlord accounting software in Australia, with features, pros and cons for tracking rent, expenses, depreciation and tax.

Why You Could Be Paying Thousands More in Tax Every Year
Property Accounting
21 Apr 2026

Why You Could Be Paying Thousands More in Tax Every Year

Learn why interest deductibility depends on how borrowed funds are used, not which property secures the loan, and how investors can miss thousands each year.

How Missing Loan Interest Tracking Could Cost You Thousands in Tax Later
Capital Gains & Taxation
21 Apr 2026

How Missing Loan Interest Tracking Could Cost You Thousands in Tax Later

Learn how land loan and construction loan interest are treated during construction, why tracking matters, and how missing interest can cost Australian property investors thousands in tax later.

Why Tracking Your Property Cost Base Matters
Capital Gains & Taxation
15 Apr 2026

Why Tracking Your Property Cost Base Matters

Missing property costs can increase your tax bill. Learn how tracking every capital expense helps Australian property investors reduce capital gains tax.

Why Tracking Costs from Land Purchase to Construction Matters
Capital Gains & Taxation
7 Apr 2026

Why Tracking Costs from Land Purchase to Construction Matters

Many investors miss key costs before rental income begins. Learn how tracking land, construction, and holding costs can reduce your capital gains tax in Australia.

Why First-Time Property Investors Miss Deductions in Year One
Property Accounting
31 Mar 2026

Why First-Time Property Investors Miss Deductions in Year One

Many first-time property investors miss key tax deductions in year one. Learn how to track expenses, avoid costly mistakes, and reduce your tax bill.

How to Maximise Property Tax Deductions in Australia (Avoid Missing $1,200+)
Property Accounting
30 Mar 2026

How to Maximise Property Tax Deductions in Australia (Avoid Missing $1,200+)

Avoid overpaying tax on your investment property. Learn how settlement statement adjustments can unlock hidden deductions and reduce your tax bill.

Negative Gearing in Australia 2025-26: Complete Guide for Property Investors
Accounting Solutions
30 Jan 2026

Negative Gearing in Australia 2025-26: Complete Guide for Property Investors

Negative gearing in Australia explained for 2026: how the tax savings work, ATO reporting, the pros and cons, and who should use this property strategy.

The Hidden Tax Risks of Managing Multiple Properties Without a System
Property Accounting
15 Jan 2026

The Hidden Tax Risks of Managing Multiple Properties Without a System

Discover the hidden tax risks of managing multiple properties without a system. Learn how fragmented records, missed deductions, and poor structure increase ATO scrutiny.

Why Property Investors Choose The Property Accountant Over Other Software
Accounting Solutions
26 Dec 2025

Why Property Investors Choose The Property Accountant Over Other Software

Discover why property investors choose The Property Accountant over other software. Automate income, expenses, loans, depreciation, CGT, and ATO-ready reporting in one platform.

Revenue vs Capital Property Expenses. How to Claim Correctly?
Capital Gains & Taxation
12 Dec 2025

Revenue vs Capital Property Expenses. How to Claim Correctly?

Understand the difference between revenue and capital property expenses, avoid ATO compliance risks, and position your investment for stronger long-term tax efficiency.

Property Purchase Costs and CGT: Maximise Your Cost Base in Australia
Capital Gains & Taxation
08 Dec 2025

Property Purchase Costs and CGT: Maximise Your Cost Base in Australia

Stamp duty, legal fees, inspections and other purchase costs can increase your CGT cost base in Australia. See what to include and the records to keep.

What Is Capital Gains Tax and How Does It Work? A CGT Guide.
Capital Gains & Taxation
01 Dec 2025

What Is Capital Gains Tax and How Does It Work? A CGT Guide.

Learn how Capital Gains Tax works for Australian property investors, including CGT discounts, cost base rules, exemptions, and strategies to minimise your tax when selling.

How to Avoid Overcapitalising on a Rental Property
Property Accounting
22 Nov 2025

How to Avoid Overcapitalising on a Rental Property

What overcapitalising means, why it hurts rental property returns and how Australian investors can plan renovations that add value instead of cost.

Do You Need a Property Accountant for Your Investment Property?
Property Accounting
15 Nov 2025

Do You Need a Property Accountant for Your Investment Property?

Learn why a property accountant for your investment property can save you thousands in tax and provide lasting peace of mind at tax time.

Positive Gearing vs Negative Gearing: Which Strategy Wins?
Property Accounting
30 Oct 2025

Positive Gearing vs Negative Gearing: Which Strategy Wins?

Positive vs negative gearing compared for Australian property investors: who each strategy suits, the hidden costs, common myths and how to choose.

How to Save on Capital Gains Tax When Selling Property Successfully
Accounting Solutions
08 May 2025

How to Save on Capital Gains Tax When Selling Property Successfully

Legal ways to reduce capital gains tax on Australian property: the main residence exemption, the 6-year rule, holding periods, deductible costs and offsets.

Property Investment Checklist for Australian Investors
Accounting Solutions
08 May 2025

Property Investment Checklist for Australian Investors

A step-by-step investment property checklist for Australia: assess your finances, set goals, compare loan options and check cash flow and yield before you buy.

Top Property Investment Mistakes You'll Want to Avoid Completely
Accounting Solutions
02 May 2025

Top Property Investment Mistakes You'll Want to Avoid Completely

The most common property investment mistakes Australian investors make, from poor loan structures to missed tax deductions, and how to avoid them.

 Property Tax 101: Key Facts Every Investor Should Know
Accounting Solutions
02 May 2025

Property Tax 101: Key Facts Every Investor Should Know

Confused about property tax? Learn what Aussie investors need to know like depreciation, capital gains and deductions to stay compliant and maximise returns.

Top 4 Property Accounting Software Solutions in Australia
Property Accounting
26 Mar 2025

Top 4 Property Accounting Software Solutions in Australia

Compare the top 4 property accounting software options in Australia for investors, property managers and mortgage brokers, with features, pros and cons.

Top 6 Real Estate Accounting Software for Australia
Accounting Solutions
10 Mar 2025

Top 6 Real Estate Accounting Software for Australia

The top 6 real estate accounting software options for Australian property investors compared, with pros and cons for tracking rent, expenses, loans and tax.

Negative Gearing: What It Is & How It Really Works?
Accounting Solutions
1 Mar 2025

Negative Gearing: What It Is & How It Really Works?

Negative gearing explained for Australian property investors: how it works, a worked example, the pros and drawbacks, the tax implications and who it suits.

How to Calculate Capital Gains Tax on Property in Australia Easily
Accounting Solutions
31 Mar 2025

How to Calculate Capital Gains Tax on Property in Australia Easily

A step-by-step guide to calculating capital gains tax on Australian investment property: cost base, capital proceeds, the CGT discount and worked examples.